Dental implants can make a smile look fabulous – I know I have them. However, if you are just thinking about getting them, you may have a lot of questions. You may be wondering how smoking affects implants, whether or not wine will stain them, if they can be whitened or other concerns. I also know from experience that it can be intimidating to ask some of these questions to your dentist. In my dental implant blog, I am going to answer the questions that can be hard to ask. I hope you find the info you need in this blog and that it guides you to the right decision about dental implants. Thanks for reading!
Dental health is a very important part of your families overall health, but dental insurance is also a significant expense for many families. If you cannot meet the cost of comprehensive dental insurance, you may be tempted to skip regular check-ups. However, if you arrange a dental plan with your dentist, you can ensure that your family has access to affordable dental care whenever they need it. Below is a guide to 5 benefits of using a dental plan.
You pay lower monthly premiums
The payment on a dental plan arranged with an individual dentist will typically be much less than the premiums you would pay for comprehensive dental insurance. However, your dentist may require that you pay a lump sum deposit before they enrol you in their dental care program.
You enjoy immediate access
Many dental insurance plans feature a waiting period before you can begin to access treatment. However, with a locally arranged dental plan, you can begin using the program immediately. Dental plans are also much more accommodating when it comes to preexisting conditions. Dental insurance policies often place restrictions on the treatments people with preexisting conditions are able to claim for.
There is no annual limit
Many comprehensive dental insurance policies have an annual cap or limit on the value of treatment you can receive. If you reach this limit, you will be liable for any out of pocket expenses. This means that if you or a member of your family need an expensive dental treatment, you may suddenly find yourself having to pay for dental check-ups again. Individual dental plans do not have annual limits, meaning you don't have to worry about this.
You can claim for cosmetic dentistry
The majority of comprehensive dental insurance policies do not cover cosmetic dental procedures, such as tooth realignment and whitening. However, with a dental plan you can receive any treatments that your dentist is qualified to perform.
There is less paperwork
If you need to claim using your dental insurance policy, this may involve a great deal of paperwork. The claim forms can be complex, and the insurer may ask for additional evidence from your dentist. However, with an individual dental plan you are dealing directly with the dentist which reduces paperwork and makes the process much easier.
Talk with a dentist in your area to learn more about the different ways you can pay for treatment.